About Vance Albitz

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So far Vance Albitz has created 62 blog entries.

For Millenials, the Housing Market Now Looks Much Different Than It Used To

2019-06-27T14:49:17+00:00

June 18, 2019 For Millenials, the Housing Market Now Looks Much Different Than It Used To By Vance Albitz, CFP® Mortgage rates recently dropped below 4% for the first time since early 2018, adding to the likelihood of a revival in the housing market going into the summer. Lower rates to [...]

For Millenials, the Housing Market Now Looks Much Different Than It Used To2019-06-27T14:49:17+00:00

Understanding Net Unrealized Appreciation

2019-06-25T16:59:35+00:00

June 3, 2019 Understanding Net Unrealized Appreciation By Clete Albitz, CFP® Employer stock held within an employer retirement plan is eligible for favorable tax treatment on the “Net Unrealized Appreciation” (NUA) of the stock if certain requirements are met. NUA is the difference between the cost basis and current value [...]

Understanding Net Unrealized Appreciation2019-06-25T16:59:35+00:00

Tax Change and IRA Management Fees

2019-03-21T16:07:53+00:00

March 12, 2019 Tax Change and IRA Management Fees By Paul Miloe, CRPS® With 2018 tax filing season underway, the realities of the Tax Cuts and Jobs Act of 2017 (effective in 2018) are now being understood. The big change most taxpayers have noticed was the substantial increase to the [...]

Tax Change and IRA Management Fees2019-03-21T16:07:53+00:00

Don’t Expect an “Average” Market Return in 2019 (Or Any Other Year)

2019-03-21T16:08:31+00:00

March 11, 2019 Don't Expect an "Average" Market Return in 2019 (Or Any Other Year) By Clete Albitz, CFP® When we hear about annual long-term equity returns, quoted figures typically range between 8 and 12% depending upon the type of equities under evaluation (i.e. large cap vs. small cap, growth [...]

Don’t Expect an “Average” Market Return in 2019 (Or Any Other Year)2019-03-21T16:08:31+00:00

The Genie and the Market

2019-06-27T15:11:56+00:00

March 14, 2019 The Genie and the Market Phil Albitz When I was in the 6th grade, I remember writing a report on John Calhoun. He was the vice president under John Quincy Adams and Andrew Jackson from 1825 to 1832. He wouldn’t make it as a pillar of society [...]

The Genie and the Market2019-06-27T15:11:56+00:00

Early Retirement Considerations

2019-06-27T15:12:32+00:00

March 12, 2019 Early Retirement Considerations By Sylvia Salguero, Financial Advisor Have you decided to retire early? Say at 62, when you’re able to start collecting benefits from Social Security? Your investment accounts have done well for a period of time, so they should continue to perform as well to perpetuity, [...]

Early Retirement Considerations2019-06-27T15:12:32+00:00