August 29, 2019 Negative Interest Rates. How Far Will the Fed Go to Save the Expansion? By Vance Albitz, CFP® Imagine walking into a bank and being told you had to pay them to loan them money. That is the basis of negative interest rates. It sounds different and counterintuitive [...]
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So far Vance Albitz has created 67 blog entries.
August 21, 2019 Cyber Security and Current Scams – What you Need to Know By Paul Miloe, CRPS® Cyber security is a real threat. Those who have ill-intentions use advanced techniques to lure unsuspecting people into a trap. While your personal data will remain at risk, cyber education and ongoing diligence [...]
August 29, 2019 The Greatest Fear Phil Albitz, CFP® The other day I got a phone call from one of my friends (not a client) and he said in a serious tone “inverted yield curve”…what is it?” There has been a lot of doom and gloom talk in the air [...]
August 29, 2019 Market Volatility Returns, but Never Really Left By Clete Albitz, CFP® It is estimated that 75% of daily trading volume is the result of automated computerized trading and equity prices seem to be more volatile today than ever. However, volatility is nothing new, and if you find yourself [...]
August 29, 2019 Streams of Income in Retirement By Sylvia Salguero, Financial Advisor Various streams of income you may receive after you retire are subject to different tax rules and regulations. Below is a basic guide on what to consider in order to be better prepared to pay your taxes in [...]
June 18, 2019 A Lesson on Patience I Learned from My Dad Phil Albitz, CFP® Today I’m going to talk about some investment lessons I learned from my Dad. My Dad passed away about 20 years ago. He was a hard working man who gained common sense from experience. I learned [...]
June 10, 2019 New Mandate for All Employers in CA By Paul Miloe, CRPS® If you own a business in CA and currently do not offer an employer-sponsored retirement plan (such as a SEP, SIMPLE, 401(k), etc.), take note that as of July 1, 2019, CA has implemented the mandatory [...]
June 18, 2019 For Millenials, the Housing Market Now Looks Much Different Than It Used To By Vance Albitz, CFP® Mortgage rates recently dropped below 4% for the first time since early 2018, adding to the likelihood of a revival in the housing market going into the summer. Lower rates to [...]
June 3, 2019 Understanding Net Unrealized Appreciation By Clete Albitz, CFP® Employer stock held within an employer retirement plan is eligible for favorable tax treatment on the “Net Unrealized Appreciation” (NUA) of the stock if certain requirements are met. NUA is the difference between the cost basis and current value [...]
January 14, 2019 The Markets: Wouldn't It Be Nice Phil Albitz When I was driving home the other day, I was listening to the radio and that old Beach Boys tune, Wouldn’t it Be Nice was playing. You know, "wouldn’t it be nice if we were older"...you know the song. [...]