About Vance Albitz

This author has not yet filled in any details.
So far Vance Albitz has created 58 blog entries.

The Genie and the Market

2019-04-10T19:25:06+00:00

March 14, 2019 The Genie and the Market Phil Albitz When I was in the 6th grade, I remember writing a report on John Calhoun. He was the vice president under John Quincy Adams and Andrew Jackson from 1825 to 1832. He wouldn’t make it as a pillar of society [...]

The Genie and the Market2019-04-10T19:25:06+00:00

Early Retirement Considerations

2019-04-10T19:08:59+00:00

March 12, 2019 Early Retirement Considerations By Sylvia Salguero, Financial Advisor Have you decided to retire early? Say at 62, when you’re able to start collecting benefits from Social Security? Your investment accounts have done well for a period of time, so they should continue to perform as well to perpetuity, [...]

Early Retirement Considerations2019-04-10T19:08:59+00:00

Tax Change and IRA Management Fees

2019-03-21T16:07:53+00:00

March 12, 2019 Tax Change and IRA Management Fees By Paul Miloe, CRPS® With 2018 tax filing season underway, the realities of the Tax Cuts and Jobs Act of 2017 (effective in 2018) are now being understood. The big change most taxpayers have noticed was the substantial increase to the [...]

Tax Change and IRA Management Fees2019-03-21T16:07:53+00:00

Don’t Expect an “Average” Market Return in 2019 (Or Any Other Year)

2019-03-21T16:08:31+00:00

March 11, 2019 Don't Expect an "Average" Market Return in 2019 (Or Any Other Year) By Clete Albitz, CFP® When we hear about annual long-term equity returns, quoted figures typically range between 8 and 12% depending upon the type of equities under evaluation (i.e. large cap vs. small cap, growth [...]

Don’t Expect an “Average” Market Return in 2019 (Or Any Other Year)2019-03-21T16:08:31+00:00

2019 Retirement Plan Limit Changes

2019-03-13T19:14:48+00:00

December 13, 2018 2019 Retirement Plan Limit Changes By Paul Miloe, CRPS®  The IRS has increased the amounts available for contributions to several retirement plans.  If you seek to maximize your contributions, be sure to review the updated limits below.  For full details, search on IRS Notice 2018-83. $56,000 - Defined [...]

2019 Retirement Plan Limit Changes2019-03-13T19:14:48+00:00

Medicare Changes in 2019

2019-03-13T19:16:18+00:00

January 9, 2019 Medicare Changes in 2019 By Sylvia Salguero, Financial Advisor Since the enactment of the Medicare Modernization Act in 2003, high income individuals have been subjected to IRMAA, which stands for income related monthly adjustment amount. (In the vernacular this is referred to as means-testing.)  Medicare beneficiaries whose income [...]

Medicare Changes in 20192019-03-13T19:16:18+00:00

A History of Bear Markets Since 1929

2019-01-12T00:29:34+00:00

January 9, 2019 A History of Bear Markets Since 1929 By Vance Albitz, CFP® The U.S. stock market (measured by the S&P 500*) recently entered into bear market territory for the first time since the 2008-2009 global financial crisis.  A bear market is classified as a 20% drop from its peak.  The [...]

A History of Bear Markets Since 19292019-01-12T00:29:34+00:00