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Phil Albitz on the Steven Spierer Show – 08/12/23
Phil Albitz on the Steven Spierer Show - 08/12/23 The views stated in this letter are not necessarily the opinion of Cetera Advisor Networks LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are [...]
Artificial Intelligence
Artificial Intelligence By Phil Albitz, CFP® Hi Everybody. I hope you are enjoying the summertime and that it isn’t too hot wherever you’re at. I’m going to talk a little bit about AI - Artificial Intelligence - and one of my first experiences with AI. AI has been called the most transformative technology of [...]
Financial Considerations When Getting a Dog
Financial Considerations When Getting a Dog By Sylvia Salguero, Financial Advisor Owning a dog can be an incredibly rewarding experience. Dogs provide unconditional love, companionship, and joy, but they also come with financial responsibilities that should not be underestimated. From the initial costs to the ongoing expenses, it is essential to be financially well-prepared to [...]
Strategies for Higher Returns on Cash Reserves
Strategies for Higher Returns on Cash Reserves By Clete Albitz, CFA, CFP® Cash reserves are an important part of any sound financial plan, providing liquidity as well as being a safety net for emergencies or unforeseen expenses. Due to years of low interest rates, cash reserves have often been ignored as the trouble of [...]
Homeowners Insurance Woes
Homeowners Insurance Woes By Paul Miloe, CRPS® While the financial markets have been on the mend in 2023, the property and homeowners insurance markets have been facing very difficult times. In states like CA and FL where there have been repeated and widespread events like wildfires, hurricanes, and flooding, homeowners seeking to insure their property are [...]
The Silent Generation: A Generation of Strength and Resilience (1928-1945)
The Silent Generation: A Generation of Strength and Resilience (1928-1945) By Vance Albitz, CFP® In our recent Spring Newsletter, we highlighted the Baby Boomer, Gen X, Millennial, Gen Z, and Gen Alpha generations. We did this “Just So You Know” article to explain exactly what birth years are associated with the different generations. [...]
Spring 2023 Newsletter
Bank failures…just what we didn’t need at this current inflection point in the economy. Shades of 2008, but with a different twist. Should we be surprised? No, because it is now apparent that many bankers are not good risk managers. So now along with war, fear of recession, inflation, homelessness, crime, political partisanship that borders on embarrassment, we also [...]
