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THE ALBITZ/MILOE FINANCIAL BLOG

We’re passionate about providing you with information about finances, financial planning, investing, and more.  Choose a category below to start reading or view our recent posts.

OUR LATEST POSTS:

Don’t Expect an “Average” Market Return in 2019 (Or Any Other Year)

March 11, 2019 Don't Expect an "Average" Market Return in 2019 (Or Any Other Year) By Clete Albitz, CFP® When we hear about annual long-term equity returns, quoted figures typically range between 8 and 12% depending upon the type of equities under evaluation (i.e. large cap vs. small cap, growth vs. value, foreign vs. domestic, [...]

March 4th, 2019|

The Genie and the Market

March 14, 2019 The Genie and the Market Phil Albitz When I was in the 6th grade, I remember writing a report on John Calhoun. He was the vice president under John Quincy Adams and Andrew Jackson from 1825 to 1832. He wouldn’t make it as a pillar of society today because of his views, [...]

February 26th, 2019|

Early Retirement Considerations

March 12, 2019 Early Retirement Considerations By Sylvia Salguero, Financial Advisor Have you decided to retire early? Say at 62, when you’re able to start collecting benefits from Social Security? Your investment accounts have done well for a period of time, so they should continue to perform as well to perpetuity, and last for at least [...]

January 20th, 2019|

2019 Retirement Plan Limit Changes

December 13, 2018 2019 Retirement Plan Limit Changes By Paul Miloe, CRPS®  The IRS has increased the amounts available for contributions to several retirement plans.  If you seek to maximize your contributions, be sure to review the updated limits below.  For full details, search on IRS Notice 2018-83. $56,000 - Defined Contribution Plan Limit.  Common plans [...]

January 10th, 2019|

Medicare Changes in 2019

January 9, 2019 Medicare Changes in 2019 By Sylvia Salguero, Financial Advisor Since the enactment of the Medicare Modernization Act in 2003, high income individuals have been subjected to IRMAA, which stands for income related monthly adjustment amount. (In the vernacular this is referred to as means-testing.)  Medicare beneficiaries whose income exceeds $85,000 for individuals and [...]

January 10th, 2019|
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