December 15, 2022
Phil Albitz on the Steven Spierer Show, December 10, 2022
The views stated in this letter are not necessarily the opinion of Cetera Advisor Networks LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change with or without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results. Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing. The Dow Jones Industrial Average is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange and NASDAQ.
Insights
Enjoy access to our continuously updated library of insights and educational resources.
Timely Q & A
A lot of our clients want to know what is meant by the term parabolic rise in a stock price. A parabolic rise is best shown by this illustration. You get a stock that’s basing, the price just stays stable, goes up and down a little bit, and then some news comes
Understanding IRMAA: What It Is, What It Costs, and How to Appeal It with Form SSA-44
A comprehensive guide for Medicare beneficiaries and pre-retirees navigating the Income-Related Monthly Adjustment Amount What Is IRMAA? If you’re enrolled in Medicare and your income exceeds certain thresholds, you’re paying more for your coverage than most beneficiaries — possibly a lot more. The additional charge is called IRMAA, which stands for Income-Related
Parental Down Payment Assistance: The Business of Structuring Gifts vs. Family Loans
Current data indicates a bifurcated reality for first-time home buyers: while many secure properties independently, high upfront capital requirements necessitate parental financial intervention for a large segment of the market. For parents with the means, providing down payment assistance is a significant way to facilitate this milestone. However, the mechanism of that