April 15, 2026
Spring 2026 Financial Newsletter
Advisory services offered through Albitz/Miloe & Associates, Inc. (A/M), a Registered Investment Adviser. Securities offered through Cetera Wealth Services, LLC (doing business in CA as CFGAN Insurance Agency LLC, CA Insurance License #0644976), member FINRA/SIPC. Advisory Services are also offered through Cetera Investment Advisers, LLC, a Registered Investment Adviser. Cetera is under separate ownership from any other named entity. The views stated within this newsletter are those solely of A/M and should not be construed as investment, tax, or legal advice. All information is believed to be from reliable sources, but there is no guarantee as to its completeness or accuracy. For specific professional assistance, the services of the appropriate professional should be sought. Neither Cetera nor any of its representatives may give legal or tax advice.
Insights
Enjoy access to our continuously updated library of insights and educational resources.
Trump Accounts Are Live: A Practical Guide for Families – and the Roth Conversion That Makes Them Worth It
A new IRA for children under 18 went live on July 4, 2026. Here is how the account actually works, how to open one now, and the long-term strategy that turns a modest yearly contribution into a tax-free retirement head start. What a Trump Account Actually Is A Trump Account is a
Timely Q & A
A lot of our clients want to know what is meant by the term parabolic rise in a stock price. A parabolic rise is best shown by this illustration. You get a stock that’s basing, the price just stays stable, goes up and down a little bit, and then some news comes
Understanding IRMAA: What It Is, What It Costs, and How to Appeal It with Form SSA-44
A comprehensive guide for Medicare beneficiaries and pre-retirees navigating the Income-Related Monthly Adjustment Amount What Is IRMAA? If you’re enrolled in Medicare and your income exceeds certain thresholds, you’re paying more for your coverage than most beneficiaries — possibly a lot more. The additional charge is called IRMAA, which stands for Income-Related
