Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Timely Q & A
A lot of our clients want to know what is meant by the term parabolic rise in a stock price. A parabolic rise is best shown by this illustration. You get a stock that’s basing, the price just stays stable, goes up and down a little bit, and then some news comes out and “boom”
Parental Down Payment Assistance: The Business of Structuring Gifts vs. Family Loans
Current data indicates a bifurcated reality for first-time home buyers: while many secure properties independently, high upfront capital requirements necessitate parental financial intervention for a large segment of the market. For parents with the means, providing down payment assistance is a significant way to facilitate this milestone. However, the mechanism of that support—whether an outright
Charitable Giving in 2026: Why Most Donations No Longer Reduce Your Taxes — and What to Do Instead
A guide to donor-advised funds, QCDs, and other strategies that still deliver tax-efficient charitable impact The Problem: Charitable Giving and the Standard Deduction For decades, charitable giving and tax deductions went hand in hand. You wrote a check to your favorite charity, deducted it on your return, and both you and the organization benefited. That
Give Your Child A Headstart On Retirement Savings
Earlier this year, we posted an article on our website about the upcoming Trump Accounts for children. That post provided information on how these new accounts will work and how they compare to a traditional UTMA (custodial) account. Here, we’ll look at a means to use the Trump Accounts to your child’s advantage via a
How to Choose the Right Successor Trustee
Selecting a trustee is one of the most critical decisions in estate planning. Financial advisor literature consistently emphasizes that while trusts are powerful tools for wealth transfer, their success ultimately depends on the individual or institution responsible for managing them. A poorly chosen successor trustee can undermine even the most carefully designed estate plan, while
2026 Retirement Contribution Planning
The beginning of a new year is a good time to assess your retirement savings rate and determine whether your retirement contributions will be directed to a pre-tax or post-tax (Roth) account. If you are self-employed, you may still have time to set up and fund a plan for the prior calendar year through your
2026 Financial Checklist
As we embark on 2026, double checking to ensure you have your financial affairs in order is always a good resolution. The following are some things to consider to help you stay on track: Also, when setting up an account online, if you are provided with the option to use a passkey, consider using that.
The Trump Account vs. 529s vs. UTMAs: What’s Actually Best for Your Kid’s Future?
With the passing of the “One Big Beautiful Bill Act” (OBBBA) of 2025, the landscape of saving for children has shifted dramatically. The headline-grabber of the new legislation is the introduction of the Trump Account (TA)—a new retirement vehicle designed to give babies a massive head start on compound interest. Starting July 4, 2026, parents
