November 3, 2025
Winter 2025 Financial Newsletter
The views stated in this letter are not necessarily the opinion of Cetera Advisor Networks LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Due to volatility within the markets mentioned, opinions are subject to change with or without notice. Information is based on sources believed to be reliable; however, their accuracy or completeness cannot be guaranteed. Past performance does not guarantee future results.
Insights
Enjoy access to our continuously updated library of insights and educational resources.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running
Retirement Doesn’t End Your Paycheck. Here’s How to Build Your Own.
For forty years, a paycheck showed up every two weeks. When you retire, the paycheck doesn’t have to end, but you have to build the new one yourself. This article covers how we do that, and why it can feel harder than people expect. Two kinds of security While you’re working, your
Taxes, Taxes, Taxes
Income and Payroll Taxes Have you ever looked deeper into all the taxes you pay? While tax discussions typically focus on the major players of Federal and State income tax, looking deeper can be eye opening. Since rates can vary by income, let’s consider an individual in CA making $100,000 per year.
