Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running wild. In the
The Hawkish Fed vs. The Market
I don’t think anyone would argue with me if I said, “These last couple of years have been kinda weird.” In this short video I’m going to talk about the markets and explain the term “Hawkish Fed” as it relates to interest rates and what’s happening in the stock market right now. The year has
RMD and QCD Changes for 2022
As we proceed into 2022, note there have been changes to the Required Minimum Distribution (RMD) rules affecting what you may be required to withdraw from your retirement accounts each year. RMDs had a prior change that pushed the start date out to age 72 (from 70 ½). If you are age 72, or will
Still Deciding New Year Resolutions?
It is January again, now in the year 2022. Did you make progress in organizing your financial life? Do you still need to make improvements? This is a good time to review what went well, and what didn’t. Here are some helpful suggestions to consider: How about making 2022 the year when you put aside
Autumn 2021 Financial Newsletter
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It Doesn’t Matter, Until It Matters
Hi Everybody, I hope you enjoyed a great summer. Is it just me or are summers flying by quicker nowadays? I don’t know, the days may crawl but the years do fly. Here is a quick update on the financial markets. The stock indexes are hitting all-time high levels. They are doing this despite the
When Confronting a Difficult Loss
If you have to deal with a difficult loss in your family, among your close friends, or if you are going through the personal tragedy of losing your spouse or life partner, keep reading. Unfortunately, many of us women of the baby boomer generation need to prepare for such an event, if statistics are to
529 Plan Distribution Options
With several schools back in session and others starting soon, many parents are setting budgets for private tuition and college. Those who funded 529 plans have the accumulated funds as an available resource, but most aren’t totally clear on how they can be used. 529 funds can be used for “qualified higher education expenses,” up
Another Chance to Refinance
Mortgage refinance rates are back to historically low levels following the removal of the Adverse Market Refinance Fee on August 1st, 2021. This was 50-basis point fee (0.50%) lenders were required to pay the Federal Housing Finance Agency (FHFA) which regulates Fannie Mae, Freddie Mac and the Federal Home Loan Banks for refinanced mortgages. If
The Future of Social Security
This video recaps excerpts from a shared experience with one of our clients. Jim: “Let me also ask you then, do you have any thoughts about the likelihood of Social Security being there for the rest of our lives or our kids?” Vance: “It’s definitely something that is talked about a lot. And my thought
