Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running wild. In the
How Much Money Can I Safely Spend in Retirement?
The number one question we get from retirees is: from the point that I retire until the end of my plan, how can I make sure I don’t run out of money? I’ll even take that a step further: if you have the assets and you’ve saved up over the course of your life, how
What About Speculation?
Hi Everybody, It’s that time we send out our every other month email blog. We try our best to provide interesting and timely information. We get a lot of good feedback on this method of staying in touch with you. We appreciate the comments. I’m going to talk briefly about what’s going on in the
The Importance of Keeping Cash in the Bank
Bad things happen to the best of us, and instead of conveniently spacing themselves out, they almost always come in waves. The important thing is to have a financial life preserver, in the form of an emergency cash fund, at the ready. Although many people agree that an emergency fund is an important resource, they’re
Plan Sponsors – Mandatory 401(k) Plan Restatements
Plan Sponsors – Mandatory 401(k) Plan Restatements Approximately every 6 years, the IRS mandates that all employers restate plan documents on their qualified plans (401(k), 403(b), defined benefit, etc.). Due to tax law changes and other factors, many retirement plans will have periodic amendments to their plan document. The IRS mandates these plan restatements to
Series I Savings Bonds
Investors are increasingly concerned with ways to protect their savings from rising inflation. Series I Savings Bonds are a unique asset that can meet this objective. These savings bonds are issued by the U.S. Treasury and the current annual yield is 3.54%. This rate is comprised of a fixed rate, currently 0%, and a floating
Spring 2021 Financial Newsletter
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Downsizing in Retirement
As you get older and closer to retirement, you start to re-evaluate what is the highest priority at this stage in life. Health and family are much more important than a larger home with a big backyard and a pool. Are you at the stage in life when you begin to consider downsizing or moving to another
The Inflation Genie
It’s March already; the days might crawl but the months and the years fly. At this time last year, the markets were in the midst of a swift and steady crash. The stock market dropped 35% in a matter of weeks. Now, a year later, the stock market is near a high level but it is fibrillating again.
