Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running wild. In the
Here’s What You Should Know About Medicare If You’re Approaching 65
80 million baby boomers started turning 65 years old in 2011. Since then, approximately 10,000 boomers have been reaching Medicare age every day; this will continue until 2030. If you or someone you care about is close to 65, it is time to think about Medicare. You become eligible as soon as the first of
What About…
Happy New Year everyone… With this video, I’m going to talk about what’s going on and make some observations on what we see for the future under to existing circumstances. Now these aren’t forecasts. There is an old saying that goes something like this: Forecasts tend to tell to tell you more about the forecaster
Retirement Plan Changes – Credits, Eligibility & More From The SECURE Act
The passage of the SECURE ACT in late December has created several changes to employer-sponsored retirement plans. For employers with under 100 employees, the plan start-up credit has been increased to the greater of $500, or the lesser of $250 x each eligible Non-Highly Compensated Employee (NHCE) or $5000. For example, an employer with 15
The SECURE Act – Two Key Changes Which May Affect Your Retirement Account in 2020 and Beyond
The SECURE Act which stands for “Setting Every Community Up for Retirement Enhancement” was signed into law December 20, 2019. 1. Required minimum distributions delayed slightly to age 72: Effective January 1st, 2020 required minimum distributions from retirement accounts will now start at age 72, not 70 ½. If you turn 70 ½ in 2019, you will still need to take your RMD for
Autumn 2019 Financial Newsletter
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Market Volatility Returns, but Never Really Left
It is estimated that 75% of daily trading volume is the result of automated computerized trading and equity prices seem to be more volatile today than ever. However, volatility is nothing new, and if you find yourself paying too much attention to the noise of short-term price action, one simple way to minimize volatility is
Negative Interest Rates
Imagine walking into a bank and being told you had to pay them to loan them money. That is the basis of negative interest rates. It sounds different and counterintuitive but it’s happening in parts of Europe and Asia as we speak. In fact, nearly $17 trillion in debt outstanding is now negative. To describe
Cyber Security and Current Scams – What you Need to Know
Cyber security is a real threat. Those who have ill-intentions use advanced techniques to lure unsuspecting people into a trap. While your personal data will remain at risk, cyber education and ongoing diligence can prevent many problems. Cornerstones of cyber security include people, passwords, personal devices, updated software, and outside companies. The first four items
The Greatest Fear
The other day I got a phone call from one of my friends (not a client) and he said in a serious tone “inverted yield curve”…what is it?” There has been a lot of doom and gloom talk in the air lately. There are plenty of reasons for this but one that has been hitting
