Paul Miloe has been a financial advisor with Albitz/Miloe & Associates, Inc. since 1996. He graduated from University of California, Santa Barbara in 1994 with a Bachelor of Science degree in Engineering Geology and Hydrology. Paul is a Chartered Retirement Plans Specialist℠. His focus centers on personal and retirement planning, life insurance, portfolio management, and senior issues, including long-term care insurance. In addition to his roles as Senior Co-Vice President and CCO of our Firm, Paul is also a Branch Manager for Cetera Advisor Networks, LLC (member FINRA/SIPC). Paul, and his wife, Mary, are lifelong residents of the South Bay, have two adult children, and are active community members. Paul enjoys surfing, fishing, mountain biking, and snowboarding.