Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running wild. In the
Reverse Mortgage – Things to Know
A reverse mortgage can be a helpful financial tool for older homeowners looking to supplement their income during retirement. But it’s not for everyone. Understanding how it works, its benefits, and its risks is crucial before making a decision. A reverse mortgage is a special type of loan available to homeowners aged 62 or older
The “Free” $1,000 From OBBBA For Children
The passage of the OBBBA (One Big Beautiful Bill Act) contains a provision for a new type of savings account for children. Set to begin on July 4, 2026, these accounts can be opened for any child under age 18 who has a Social Security Number and who is a U.S. citizen. As part of
Key Tax Law Changes for 2025 and Beyond
On July 4, 2025, Congress passed, and the President signed into law new tax legislation aimed at preserving several provisions from the 2017 Tax Cuts and Jobs Act (TCJA) while adding new tax benefits for individuals, families, businesses, and estates. The law includes a mix of permanent and temporary provisions, meaning some changes will remain
Q & A Present and Past
Hi Everybody, I hope you are enjoying a nice summer—it’s flying by as is always the case. This brief video will touch on some of the questions we’ve been getting from clients regarding what is going on in the markets and what we can expect as we get into the tail end of the year.
Be Careful When Mailing Your Checks: The Growing Threat of “Check Washing”
The security of the postal system is being challenged in new ways, making checks sent via physical mail more vulnerable than ever. Fraudsters are increasingly targeting physical mail, whether it’s left in residential mailboxes, dropped into blue collection boxes, or handed directly to post office employees. Our firm alone has seen multiple instances of this
How to Balance Saving for a Down Payment and Retirement
For many individuals, two of the most important long-term financial goals are purchasing a home and saving for retirement. Both require disciplined planning and consistent saving, but because they often draw from the same pool of financial resources, determining how to allocate funds between them can be challenging. Choosing to emphasize one over the other
The Rising Trend of Blacklisted Condominiums
If you own a condo or are considering buying one, it’s important to know that more and more condo associations are being blacklisted by Fannie Mae (FNMA). California is 2nd only to Florida in having the highest number of blacklisted condos. Once FNMA has blacklisted a condo association, it can make it harder to buy,
Build Your Savings: A Practical Guide to Budgeting
Whether you’re managing a household, planning for retirement, or saving for a big purchase, understanding how to control your money gives you freedom and peace of mind. Below are a few tips on creating an effective budget, saving wisely, and using proven strategies to keep your finances on track. Budgeting is simply planning how to
The Uncertainty Index and a Poem
Hi Everybody, I hope all is well, and that you’re ready for a great summer. In this brief video, I’ll be commenting on one of the supposed drivers of volatility in the financial markets, and then I’ll share a poem with you. The supposed driver of market volatility is uncertainty. You might be surprised to
