Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Timely Q & A
A lot of our clients want to know what is meant by the term parabolic rise in a stock price. A parabolic rise is best shown by this illustration. You get a stock that’s basing, the price just stays stable, goes up and down a little bit, and then some news comes out and “boom”
Be Careful When Mailing Your Checks: The Growing Threat of “Check Washing”
The security of the postal system is being challenged in new ways, making checks sent via physical mail more vulnerable than ever. Fraudsters are increasingly targeting physical mail, whether it’s left in residential mailboxes, dropped into blue collection boxes, or handed directly to post office employees. Our firm alone has seen multiple instances of this
How to Balance Saving for a Down Payment and Retirement
For many individuals, two of the most important long-term financial goals are purchasing a home and saving for retirement. Both require disciplined planning and consistent saving, but because they often draw from the same pool of financial resources, determining how to allocate funds between them can be challenging. Choosing to emphasize one over the other
The Rising Trend of Blacklisted Condominiums
If you own a condo or are considering buying one, it’s important to know that more and more condo associations are being blacklisted by Fannie Mae (FNMA). California is 2nd only to Florida in having the highest number of blacklisted condos. Once FNMA has blacklisted a condo association, it can make it harder to buy,
Build Your Savings: A Practical Guide to Budgeting
Whether you’re managing a household, planning for retirement, or saving for a big purchase, understanding how to control your money gives you freedom and peace of mind. Below are a few tips on creating an effective budget, saving wisely, and using proven strategies to keep your finances on track. Budgeting is simply planning how to
The Uncertainty Index and a Poem
Hi Everybody, I hope all is well, and that you’re ready for a great summer. In this brief video, I’ll be commenting on one of the supposed drivers of volatility in the financial markets, and then I’ll share a poem with you. The supposed driver of market volatility is uncertainty. You might be surprised to
The Power of Roth: Determining if a Conversion Fits Your Retirement
Considering moving money from a traditional IRA or 401(k) into a Roth account? It’s a move that’s been gaining popularity, and for good reason. While it involves paying taxes now, the long-term benefits can be significant for the right individuals. Let’s dive into why someone would consider a Roth conversion, who it typically makes sense
Inflation: Where We Stand Now and Factors to Watch in 2025
Inflation, simply put, is the rate at which prices for goods and services rise over time. Think of it as the gradual decline in your purchasing power – the same amount of money buys you less and less as prices increase. While a little inflation is normal in a healthy economy, high or persistent inflation
