Insights
Drawing on our deep industry knowledge, we assist clients with access to a wealth of insights and educational resources. Here, you can gain valuable perspectives on current market dynamics and explore our comprehensive retirement resources, offering a collection of financial planning, wealth management, and investment strategies.
Under the Big Top
Hi everybody, I hope you had a great summer. Today I’m going to talk about something that’s been in the news quite a bit and, to an extent, what is driving the financial markets right now. Yes, we know about the upcoming midterms, the geopolitical chaos and the worries about AI running wild. In the
Retirement Doesn’t End Your Paycheck. Here’s How to Build Your Own.
For forty years, a paycheck showed up every two weeks. When you retire, the paycheck doesn’t have to end, but you have to build the new one yourself. This article covers how we do that, and why it can feel harder than people expect. Two kinds of security While you’re working, your security comes from
Taxes, Taxes, Taxes
Income and Payroll Taxes Have you ever looked deeper into all the taxes you pay? While tax discussions typically focus on the major players of Federal and State income tax, looking deeper can be eye opening. Since rates can vary by income, let’s consider an individual in CA making $100,000 per year. Assuming they take
Kiddie Tax
When children start earning money or receiving investment income, taxes may not be the first thing parents think about. However, if a child receives income from investments, such as interest, dividends, or capital gains, the kiddie tax may come into play. What Is the Kiddie Tax? The kiddie tax is a special U.S. federal tax
Trump Accounts Are Live: A Practical Guide for Families – and the Roth Conversion That Makes Them Worth It
A new IRA for children under 18 went live on July 4, 2026. Here is how the account actually works, how to open one now, and the long-term strategy that turns a modest yearly contribution into a tax-free retirement head start. What a Trump Account Actually Is A Trump Account is a new type of
Timely Q & A
A lot of our clients want to know what is meant by the term parabolic rise in a stock price. A parabolic rise is best shown by this illustration. You get a stock that’s basing, the price just stays stable, goes up and down a little bit, and then some news comes out and “boom”
Parental Down Payment Assistance: The Business of Structuring Gifts vs. Family Loans
Current data indicates a bifurcated reality for first-time home buyers: while many secure properties independently, high upfront capital requirements necessitate parental financial intervention for a large segment of the market. For parents with the means, providing down payment assistance is a significant way to facilitate this milestone. However, the mechanism of that support—whether an outright
Charitable Giving in 2026: Why Most Donations No Longer Reduce Your Taxes — and What to Do Instead
A guide to donor-advised funds, QCDs, and other strategies that still deliver tax-efficient charitable impact The Problem: Charitable Giving and the Standard Deduction For decades, charitable giving and tax deductions went hand in hand. You wrote a check to your favorite charity, deducted it on your return, and both you and the organization benefited. That
Give Your Child A Headstart On Retirement Savings
Earlier this year, we posted an article on our website about the upcoming Trump Accounts for children. That post provided information on how these new accounts will work and how they compare to a traditional UTMA (custodial) account. Here, we’ll look at a means to use the Trump Accounts to your child’s advantage via a
